[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pweb.cz\/pujcim-vy-pujcim-za-pujcim\/#Article","mainEntityOfPage":"https:\/\/www.pweb.cz\/pujcim-vy-pujcim-za-pujcim\/","headline":"P\u016fj\u010d\u00edm, vy-p\u016fj\u010d\u00edm za-p\u016fj\u010d\u00edm","name":"P\u016fj\u010d\u00edm, vy-p\u016fj\u010d\u00edm za-p\u016fj\u010d\u00edm","description":"V\u00fdp\u016fj\u010dka = z\u00e1p\u016fj\u010dka? V b\u011b\u017en\u00e9m \u017eivot\u011b si mnoho lid\u00ed plete pojem v\u00fdp\u016fj\u010dka s pojmem z\u00e1p\u016fj\u010dka. Krom\u011b toho, \u017ee oba term\u00edny maj\u00ed v sob\u011b ko\u0159en slova &#8222;p\u016fj\u010dka,&#8220; p\u0159edpona je jin\u00e1 (v\u00fd-, z\u00e1-). V\u00fdp\u016fj\u010dka tedy nen\u00ed tot\u00e9\u017e, co z\u00e1p\u016fj\u010dka. Rozd\u00edl mezi t\u011bmito dv\u011bma pojmy spo\u010d\u00edv\u00e1 ve smlouv\u011b: smlouva o v\u00fdp\u016fj\u010dce \u0159\u00edk\u00e1, \u017ee osoba, kter\u00e9 se p\u0159enech\u00e1 vyp\u016fj\u010den\u00e1 [&hellip;]","datePublished":"2021-12-21","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.pweb.cz\/author\/#Person","name":"pweb.cz","url":"https:\/\/www.pweb.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/86b519ae28c05e7834416117bec12e679aa78b8940db1f26d4a52ad5648f8c3a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pweb.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pweb.cz\/wp-content\/uploads\/mortgage-gfa9b98ba1_1920.jpg","url":"https:\/\/www.pweb.cz\/wp-content\/uploads\/mortgage-gfa9b98ba1_1920.jpg","height":0,"width":0},"url":"https:\/\/www.pweb.cz\/pujcim-vy-pujcim-za-pujcim\/","about":["Ekonomika"],"wordCount":468,"articleBody":"        V\u00fdp\u016fj\u010dka = z\u00e1p\u016fj\u010dka?V b\u011b\u017en\u00e9m \u017eivot\u011b si mnoho lid\u00ed plete pojem v\u00fdp\u016fj\u010dka s pojmem z\u00e1p\u016fj\u010dka. Krom\u011b toho, \u017ee oba term\u00edny maj\u00ed v sob\u011b ko\u0159en slova &#8222;p\u016fj\u010dka,&#8220; p\u0159edpona je jin\u00e1 (v\u00fd-, z\u00e1-). V\u00fdp\u016fj\u010dka tedy nen\u00ed tot\u00e9\u017e, co z\u00e1p\u016fj\u010dka. Rozd\u00edl mezi t\u011bmito dv\u011bma pojmy spo\u010d\u00edv\u00e1 ve smlouv\u011b:smlouva o v\u00fdp\u016fj\u010dce \u0159\u00edk\u00e1, \u017ee osoba, kter\u00e9 se p\u0159enech\u00e1 vyp\u016fj\u010den\u00e1 v\u011bc, se st\u00e1v\u00e1 jej\u00edm vlastn\u00edkem,smllouva o z\u00e1p\u016fj\u010dce \u0159\u00edk\u00e1, \u017ee osoba, kter\u00e9 se p\u0159enech\u00e1 zap\u016fj\u010den\u00e1 v\u011bc, se nest\u00e1v\u00e1 jej\u00edm vlastn\u00edkem.Z tohoto vysv\u011btlen\u00ed obou definic vypl\u00fdv\u00e1, \u017ee jde o podobn\u00e9 pojmy, p\u0159esto odli\u0161n\u00e9.Co je tedy v\u00fdp\u016fj\u010dka?V\u00fdp\u016fj\u010dka je z\u00e1vazek o vyp\u016fj\u010den\u00ed neu\u017e\u00edvan\u00e9ho p\u0159edm\u011bt\u016f. Funguje na principu dohody dvou stan o tom, \u017ee vyp\u016fj\u010ditel u\u017e\u00edv\u00e1 dlouhodob\u011b p\u0159edm\u011bt, kter\u00fd pat\u0159\u00ed majiteli. V\u00fdp\u016fj\u010dka je bez\u00faplatn\u00e1 a jej\u00ed smlouva nemus\u00ed m\u00edt \u017e\u00e1dnou p\u0159edem stanovenou formu ani v p\u0159\u00edpad\u011b vyp\u016fj\u010den\u00ed nemovitosti (nap\u0159. domu). Ale co si budeme pov\u00eddat, v\u017edy je lep\u0161\u00ed na v\u0161echno sepsat smlouvu, tedy i na v\u00fdp\u016fj\u010dku. I kdy\u017e m\u016f\u017ee b\u00fdt smlouva v\u0161elijak napsan\u00e1, mus\u00ed tam b\u00fdt p\u0159esn\u011b uvedeno, co se bude vyp\u016fj\u010dovat a \u010das, dokdy mus\u00ed doty\u010dn\u00fd\/\u00e1 vyp\u016fj\u010den\u00fd p\u0159edm\u011bt nebo v\u011bc vr\u00e1tit.Co je z\u00e1p\u016fj\u010dka?Z\u00e1p\u016fj\u010dka je sv\u00fdm zp\u016fsobem n\u011bco jako \u00fav\u011br, proto\u017ee v n\u00ed majitel v\u011bci p\u0159enech\u00e1 druh\u00e9 osob\u011b s t\u00edm, \u017ee tato druh\u00e1 osoba po u\u017eit\u00ed vr\u00e1t\u00ed zap\u016fj\u010den\u00e9 prost\u0159edky i s p\u0159edem stanoven\u00fdm \u00farokem. Pou\u017e\u00edv\u00e1 se to hlavn\u011b u pen\u011b\u017en\u00edch prost\u0159edk\u016f. Smlouva o z\u00e1p\u016fj\u010dce je stanovena ob\u010dansk\u00fdm z\u00e1kon\u00edkem, tak\u017ee mus\u00ed m\u00edt v\u0161echny p\u0159edem dan\u00e9 n\u00e1le\u017eitosti.V p\u0159\u00edpad\u011b, \u017ee pot\u0159ebujete sestavit smlouvu o v\u00fdp\u016fj\u010dce nebo o z\u00e1p\u016fj\u010dce a nejste si jisti v\u0161emi n\u00e1le\u017eitostmi smlouvy, obra\u0165te se na vy\u0161kolen\u00e9 odborn\u00edky, kte\u0159\u00ed V\u00e1m s radost\u00ed porad\u00ed, sd\u011bl\u00ed v\u0161echny pot\u0159ebn\u00e9 n\u00e1le\u017eitosti a d\u00edky tomu spolu najdete nejlep\u0161\u00ed \u0159e\u0161en\u00ed pro V\u00e1s. Nejinak je tomu i u v\u00fdp\u016fj\u010dky z\u00e1p\u016fj\u010dky https:\/\/lightfinance.cz\/zapujcka-se-zastavou-nemovitosti\/, kter\u00e1 poskytuje v\u0161em z\u00e1kazn\u00edk\u016fm poradensk\u00e9 slu\u017eby v t\u00e9to problematice.                                                                                                                                                                                                                                                                                                                                                                                          3.8\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010d\u00edm, vy-p\u016fj\u010d\u00edm za-p\u016fj\u010d\u00edm","item":"https:\/\/www.pweb.cz\/pujcim-vy-pujcim-za-pujcim\/#breadcrumbitem"}]}]